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Alaska Paycheck Calculator 2026

Only state that PAYS you. Zero income tax plus Permanent Fund Dividend — $1,000 per resident in 2025. Your $80K salary: $64,831 take-home + $1,000 PFD = $65,831 effective.

2026 federal tax rates · PFD 2025: $1,000 · Updated April 2026

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Alaska has no state income tax — and it PAYS you. The Permanent Fund Dividend (PFD) distributed $1,000 per resident in 2025. A family of 4 receives ~$4,000/year just for living in Alaska.
Take-home per paycheck (biweekly)
$2,493.50
Gross pay (annual)$80,000
Deductions (annual)
Federal income tax−$9,049
Social Security (6.2%)−$4,960
Medicare (1.45%)−$1,160
Alaska state income tax$0
Summary
Annual take-home$64,831
Plus PFD (2025 amount)+$1,000
Effective net with PFD$65,831
Effective tax rate19.0%
You keep per dollar81 cents
Alaska Permanent Fund Dividend (PFD)
Alaska not only charges $0 state income tax — it PAYS you. The PFD distributed $1,000 per resident in 2025. A family of 4 receives ~$4,000/year just for living in Alaska. Your effective net becomes $65,831 ($64,831 paycheck + $1,000 PFD). Note: the PFD is federally taxable as ordinary income.
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Alaska Paycheck Calculator 2026 · Updated April 2026

How to Use This Calculator

Tab "Take-Home Pay"

Enter your gross annual salary, pay frequency, and filing status. Because Alaska has no state income tax, the calculator only deducts federal income tax and FICA (Social Security + Medicare). Under "More options," add 401(k) contributions and health insurance premiums to see the impact of pre-tax deductions. The results show your per-paycheck take-home, annual summary, and the Alaska PFD boost — making your effective annual income higher than your salary alone.

Tab "Tax Breakdown"

A visual pie chart showing exactly where your money goes. With Alaska's zero state tax, there is no state slice in the pie — just federal income tax, Social Security, and Medicare. This visually illustrates why Alaska residents keep more of their earnings than residents of most other states.

Tab "Compare States"

See how Alaska compares to neighboring California and Washington for take-home pay on the same salary. The comparison factors in Alaska's $1,000 PFD alongside state tax differences, showing the true total annual advantage of living in Alaska. Especially useful if you are considering a move from California to Alaska.

The Formulas

Federal Income Tax (2026 brackets, progressive):
1. Start with gross annual salary
2. Subtract pre-tax deductions (401k, health insurance)
3. Subtract standard deduction ($15,750 Single / $31,500 MFJ / $23,500 HoH)
4. Apply progressive brackets: 10%, 12%, 22%, 24%, 32%, 35%, 37%

Alaska State Tax:
AK state income tax = $0.00 (zero, always)
No local income taxes. No state disability insurance. No state payroll taxes on employees.
No state sales tax either — Alaska is the only state with no income tax AND no sales tax.

Alaska Permanent Fund Dividend (PFD):
2025 PFD = $1,000 per eligible resident
Paid annually to every qualified Alaska resident. Federally taxable as ordinary income.
Family of 4 effective PFD = 4 x $1,000 = $4,000/year

FICA (Federal Insurance Contributions Act):
Social Security = 6.2% x min(Gross wages, $184,500)
Medicare = 1.45% x Gross wages
Additional Medicare = 0.9% x max(0, Gross wages - $200,000)

Take-Home Pay:
Net = Gross salary - Federal tax - Social Security - Medicare - Pre-tax deductions
Effective net = Net + PFD ($1,000 for a single eligible resident)

All figures use 2026 IRS rates: SS wage base $184,500 (SSA), tax brackets from Rev. Proc. 2025-32, TCJA rates made permanent by OBBBA. Alaska has had no state income tax since statehood in 1959. The Permanent Fund Dividend has been paid every year since 1982, funded by Alaska's oil wealth sovereign fund.

Example

Michael — Software Engineer in Anchorage, Alaska

Filing Single. $80,000/year salary. Paid biweekly (26 paychecks). No pre-tax deductions. Alaska PFD eligible.

Gross salary (annual)$80,000
Federal income tax-$9,049
Alaska state tax$0
Social Security (6.2%)-$4,960
Medicare (1.45%)-$1,160
Annual take-home$64,831
Per paycheck (biweekly)$2,493
Plus PFD (2025)+$1,000
Effective net with PFD$65,831

Federal taxable income = $80,000 - $15,750 (standard deduction) = $64,250. Federal tax: 10% on first $11,925 + 12% on next $36,550 + 22% on remaining $15,775 = $1,193 + $4,386 + $3,471 = $9,049. FICA: $4,960 (SS) + $1,160 (Medicare) = $6,120. Total deductions: $15,169. Michael keeps 81.0% of his gross salary from his paycheck — and then receives an additional $1,000 PFD, making his effective annual benefit $65,831. If he moved from California, he would save roughly $4,278/year in state taxes plus receive $1,000 in PFD — a total annual advantage of nearly $5,278.

Frequently Asked Questions

Alaska has never had a state income tax since achieving statehood in 1959. The state funds itself almost entirely from oil and gas revenues — the North Slope and Prudhoe Bay fields generate billions in state royalties and severance taxes. Alaska is unique among U.S. states in having no income tax AND no state sales tax. When oil prices are high, the state runs surpluses. The Alaska Permanent Fund (now worth over $75 billion) was created in 1976 to save a portion of oil revenue for future generations and fund the annual PFD payments to residents.
The PFD has varied significantly based on fund performance and legislative decisions. Recent history: 2021 ($1,114), 2022 ($3,284 — record high, included one-time energy relief), 2023 ($1,312), 2024 ($1,702), 2025 ($1,000). The all-time record was $2,072 in 2015. The PFD dropped during lower oil price periods (as low as $878 in 2012). The state legislature has increased political control over the payout formula in recent years. Long-term average is roughly $1,200-$1,500/year per person.
Yes — the PFD is federally taxable as ordinary income. Alaska sends you a 1099-MISC form each year reporting the PFD amount. You report it on your federal Form 1040 as "Other income." However, since Alaska has no state income tax, there is no Alaska state tax on the PFD. For a single filer in the 22% federal bracket, the $1,000 PFD creates approximately $220 in additional federal tax, leaving a net cash benefit of about $780 after federal taxes. Children's PFD income may be subject to the "kiddie tax" rules if they have other investment income.
To qualify for the PFD, you must: (1) have been an Alaska resident for the entire prior calendar year (Jan 1 - Dec 31), (2) intend to remain in Alaska indefinitely, (3) not have claimed residency in another state during the year, (4) not have been absent from Alaska for more than 180 days for non-allowable reasons, and (5) not have been convicted of a felony or certain misdemeanors. New arrivals who move to Alaska during 2025 can apply for the 2026 PFD. Children qualify from birth — a family of 4 receives approximately $4,000/year total.
On an $80,000 salary filing single, an Alaska resident takes home about $64,831 while a California resident takes home about $60,553 — a difference of roughly $4,278/year in state taxes and SDI alone. Add Alaska's $1,000 PFD and the total annual financial advantage exceeds $5,278. At higher salaries the gap widens dramatically: at $150K the state tax difference exceeds $9,000/year before the PFD. California's top marginal rate of 13.3% (the highest in the nation) combined with 1.3% SDI creates a significant income tax burden that Alaska residents never face.

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