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Oregon Paycheck Calculator 2026

2nd highest top rate (9.9%) but no sales tax. Your $80K salary nets $58,293 — less than NYC or California.

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Adds Multnomah Preschool for All (1.5%/3%) and Metro Supportive Housing (1%) surcharges on income above thresholds
Oregon has the 2nd highest top state income tax rate in the US at 9.9%, but no sales tax. At $80K, your effective OR state rate is about 8.1%. Despite no sales tax, Oregon's income tax makes it one of the worst states for net take-home pay at middle incomes.

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How to Use This Calculator

Tab "Take-Home Pay"

Enter your gross annual salary, pay frequency, and filing status. The calculator applies 2026 federal income tax brackets, Oregon state income tax brackets (4.75%–9.9%), the 0.1% Statewide Transit Tax, and FICA taxes (Social Security 6.2% up to $184,500, Medicare 1.45%, and the 0.9% Additional Medicare Tax above $200K). Check the Portland Metro box if you live or work in the Portland metro area to include the Multnomah Preschool for All and Metro Supportive Housing surcharges. Expand "More options" to add pre-tax 401(k) contributions and health insurance premiums.

Tab "Tax Breakdown"

This tab shows a visual pie chart of where every dollar of your salary goes: federal tax, OR state tax, transit tax, Social Security, Medicare, Portland surcharges (if applicable), and take-home pay. It calculates how many cents of each dollar you actually keep and your combined effective tax rate.

Tab "Compare Filing Status"

See your take-home pay calculated side-by-side as Single, Married Filing Jointly, and Head of Household. The comparison table shows federal tax, OR state tax, FICA + transit, and net take-home for each status. The best option is highlighted in green.

The Formulas

Federal Income Tax (2026 brackets):
Taxable income = Gross salary − Pre-tax deductions − Standard deduction
Single: $15,750 · MFJ: $31,500 · HoH: $23,500
Tax = Sum of (taxable income in each bracket × bracket rate)
Brackets: 10%, 12%, 22%, 24%, 32%, 35%, 37%

Oregon State Income Tax (2026 DOR rates):
OR taxable income = Gross − Pre-tax deductions − OR standard deduction ($2,745 single / $5,495 MFJ)
Tax = Sum of (OR taxable in each bracket × rate)
Single: $0–$4,300 at 4.75%, $4,301–$10,750 at 6.75%, $10,751–$125,000 at 8.75%, $125,001+ at 9.9%
MFJ: $0–$8,600 at 4.75%, $8,601–$21,500 at 6.75%, $21,501–$250,000 at 8.75%, $250,001+ at 9.9%

Statewide Transit Tax:
Transit = 0.1% × Gross salary (all wages, no threshold)

FICA Taxes:
Social Security = 6.2% × min(Gross salary, $184,500)
Medicare = 1.45% × Gross salary
Additional Medicare = 0.9% × max(0, Gross − $200,000)

Portland Metro Surcharges (if applicable):
Multnomah Preschool for All = 1.5% on income above $125K single/$200K MFJ; 3% above $250K/$400K
Metro Supportive Housing = 1% on income above $125K single/$200K MFJ

Take-Home Pay:
Net = Gross − Federal tax − OR tax − Transit − SS − Medicare − Portland surcharges − Pre-tax deductions
Per paycheck = Net ÷ Number of pay periods

Oregon has no sales tax, which means your take-home pay has more purchasing power on everyday goods compared to states like California (7.25%+), Washington (6.5%+), or New York (8%+). However, Oregon compensates with one of the highest income tax rates in the country.

Example

$80,000 Salary — Single, Biweekly, Not Portland Metro

Gross annual salary$80,000
OR taxable income$77,255
Federal income tax$9,049
OR state income tax$6,458
Statewide Transit Tax (0.1%)$80
Social Security (6.2%)$4,960
Medicare (1.45%)$1,160
Total deductions$21,707
Annual take-home$58,293
Biweekly paycheck$2,242

On an $80,000 salary in Oregon, you keep about 72.9 cents of every dollar. This is one of the worst net take-home amounts in the US at this income level — less than NYC ($58,522), Maryland Montgomery County ($58,981), and even California ($60,553). Oregon’s high 8.75% bracket kicks in at just $10,751, meaning most of your income is taxed at near-top rates. The no-sales-tax benefit partially offsets this, but only if you spend significantly in-state.

Frequently Asked Questions

Oregon's income tax structure is the main reason. The 8.75% bracket starts at just $10,751 (single), which means most of a typical worker's income is taxed at that rate. Combined with a small standard deduction ($2,745 vs. California's $5,540), Oregon effectively taxes more of your income at higher rates. The no-sales-tax savings (roughly $2,000-$4,000/year for most households) partially offset this, but at $80K income, you still net less than in many states with sales tax.
The Statewide Transit Tax is a 0.1% tax on all wages earned by Oregon workers, regardless of where they live in the state. It was enacted in 2018 to fund public transit improvements statewide. Unlike the Portland Metro surcharges, there is no income threshold — all workers pay it on every dollar of wages. On an $80,000 salary, this amounts to $80/year.
Two surcharges apply to people who live or work in the Portland Metro area AND earn above certain thresholds: (1) Multnomah County Preschool for All charges 1.5% on taxable income above $125,000 (single) or $200,000 (MFJ), rising to 3% above $250,000/$400,000. (2) Metro Supportive Housing Services charges 1% above the same thresholds. If you earn $80,000, both surcharges are $0 because you are below the $125,000 threshold. These surcharges can add up to 4% in marginal rates for high earners.
Washington has no state income tax, so an $80,000 earner in Washington takes home about $64,008 vs. $58,293 in Oregon — a difference of roughly $5,715/year. However, Washington has a 6.5% state sales tax (plus local taxes up to 10.25% in some areas) and a 7% long-term capital gains tax on gains above $270,000. Many Portland-area workers who live in Washington and work in Oregon pay Oregon income tax anyway due to Oregon's source-based taxation rules.
At middle incomes ($60K-$120K), yes. Oregon's effective state tax rate is higher than California's because Oregon's 8.75% bracket starts at $10,751 while California's rates are more graduated (1%-9.3% across more brackets). At $80K, Oregon state tax is about $6,458 vs. California's $3,415. California also charges 1.3% SDI, but even including that, California's total state burden ($4,455) is less than Oregon's ($6,538). At very high incomes ($500K+), California becomes more expensive due to its 13.3% top rate vs. Oregon's 9.9%.

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