Portland Paycheck Calculator 2026
Oregon taxes + Portland surcharges (PFA + SHS). Below $125K, identical to rest of OR. Above that, up to 4% extra marginal rate.
Calculate for other states
How to Use This Calculator
Tab "Take-Home Pay"
Enter your gross annual salary, pay frequency, and filing status. The calculator applies 2026 federal income tax brackets, Oregon state income tax brackets (4.75%–9.9%), the 0.1% Statewide Transit Tax, FICA taxes (Social Security 6.2% up to $184,500, Medicare 1.45%, and the 0.9% Additional Medicare Tax above $200K), and Portland-specific surcharges (Multnomah Preschool for All and Metro Supportive Housing). Portland surcharges only apply to income above $125K single/$200K MFJ. Expand "More options" to add pre-tax 401(k) contributions and health insurance premiums.
Tab "Tax Breakdown"
This tab shows a visual pie chart of where every dollar of your salary goes: federal tax, OR state tax, transit tax, Social Security, Medicare, Portland surcharges (if applicable), and take-home pay. It calculates how many cents of each dollar you actually keep and your combined effective tax rate.
Tab "Portland vs Rest of OR"
See a threshold table showing how much extra Portland costs at each income level compared to the rest of Oregon. Below $125K single/$200K MFJ, Portland taxes are identical to the rest of Oregon. Above the threshold, PFA (1.5%/3%) and SHS (1%) surcharges add up. The table shows the marginal cost at $80K, $125K, $150K, $200K, $300K, and $500K.
The Formulas
Taxable income = Gross salary − Pre-tax deductions − Standard deduction
Single: $15,750 · MFJ: $31,500 · HoH: $23,500
Tax = Sum of (taxable income in each bracket × bracket rate)
Brackets: 10%, 12%, 22%, 24%, 32%, 35%, 37%
Oregon State Income Tax (2026 DOR rates):
OR taxable income = Gross − Pre-tax deductions − OR standard deduction ($2,745 single / $5,495 MFJ)
Tax = Sum of (OR taxable in each bracket × rate)
Single: $0–$4,300 at 4.75%, $4,301–$10,750 at 6.75%, $10,751–$125,000 at 8.75%, $125,001+ at 9.9%
MFJ: $0–$8,600 at 4.75%, $8,601–$21,500 at 6.75%, $21,501–$250,000 at 8.75%, $250,001+ at 9.9%
Statewide Transit Tax:
Transit = 0.1% × Gross salary (all wages, no threshold)
FICA Taxes:
Social Security = 6.2% × min(Gross salary, $184,500)
Medicare = 1.45% × Gross salary
Additional Medicare = 0.9% × max(0, Gross − $200,000)
Portland-Specific Surcharges:
Multnomah Preschool for All (PFA) = 1.5% on income above $125K single/$200K MFJ; 3% above $250K/$400K
Metro Supportive Housing (SHS) = 1% on income above $125K single/$200K MFJ
These apply ONLY above the threshold — below $125K/$200K, Portland = rest of Oregon
Take-Home Pay:
Net = Gross − Federal tax − OR tax − Transit − SS − Medicare − PFA − SHS − Pre-tax deductions
Per paycheck = Net ÷ Number of pay periods
Oregon has no sales tax, which means your take-home pay has more purchasing power on everyday goods compared to states like California (7.25%+), Washington (6.5%+), or New York (8%+). This partially offsets Portland’s city surcharges, especially for high earners.
Example
$80,000 Salary — Single, Biweekly, Portland
At $80,000 in Portland, you keep about 72.9 cents of every dollar — identical to the rest of Oregon because you’re below the $125K surcharge threshold. Portland only costs more than the rest of Oregon for earners above $125K (single) or $200K (MFJ).
$150,000 Salary — Single, Biweekly, Portland
At $150K, Portland adds $625/year in surcharges ($375 PFA + $250 SHS) on the $25K above the $125K threshold. This works out to about $24 per biweekly paycheck. Oregon’s no-sales-tax benefit (~$3,000-$4,000/year in savings) still more than offsets these surcharges.