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Nebraska Paycheck Calculator 2026

Top rate dropped to 4.55% under LB 754, heading to 3.99% by 2027. Three brackets simplify filing with federal-conforming standard deduction.

$
Take-home per paycheck (biweekly)
$2,395.27
Gross pay (annual)$80,000
Deductions (annual)
Federal income taxโˆ’$9,049
NE state tax (2.46%-5.84%)โˆ’$2,554
Social Security (6.2%)โˆ’$4,960
Medicare (1.45%)โˆ’$1,160
Summary
Annual take-home$62,277
Effective total tax rate22.2%
Effective NE state rate3.2%
You keep per dollar78 cents
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Nebraska Paycheck Calculator 2026 ยท Updated April 2026

How to Use This Calculator

Tab "Take-Home Pay"

Enter your gross annual salary, pay frequency, and filing status. The calculator deducts federal income tax, Nebraska's progressive state tax (2.46%-4.55%), and FICA (Social Security + Medicare). Under "More options," add 401(k) contributions and health insurance premiums to see the impact of pre-tax deductions. You'll see your per-paycheck take-home and an annual summary with your effective tax rate.

Tab "Tax Breakdown"

A visual pie chart showing exactly where your money goes. You'll see four tax slices: federal income tax, NE state tax, Social Security, and Medicare. The chart highlights that Nebraska's top rate has dropped significantly from 6.84% in 2022 to 4.55% in 2026 under LB 754, with a further cut to 3.99% in 2027.

Tab "Compare Filing Status"

See how your take-home pay changes across Single vs Married Filing Jointly vs Head of Household. The comparison shows federal tax, NE state tax, and total take-home for each status. Because Nebraska follows the federal standard deduction and doubles bracket thresholds for MFJ, the filing status difference affects both federal and state tax calculations.

The Formulas

Federal Income Tax (2026 brackets, progressive):
1. Start with gross annual salary
2. Subtract pre-tax deductions (401k, health insurance)
3. Subtract standard deduction ($15,750 Single / $31,500 MFJ / $23,500 HoH)
4. Apply progressive brackets: 10%, 12%, 22%, 24%, 32%, 35%, 37%

Nebraska State Tax (2026, progressive):
NE taxable income = Gross salary - Standard deduction ($15,750 Single / $31,500 MFJ / $23,500 HoH)
Apply 3 brackets: 2.46% (first $2,400), 3.51% ($2,401-$18,000), 4.55% ($18,001+)
MFJ thresholds are doubled. Then subtract personal exemption credit: $157 per person (1 for Single/HoH, 2 for MFJ).
No local income taxes apply anywhere in Nebraska.

FICA (Federal Insurance Contributions Act):
Social Security = 6.2% x min(Gross wages, $184,500)
Medicare = 1.45% x Gross wages
Additional Medicare = 0.9% x max(0, Gross wages - $200,000)

Take-Home Pay:
Net = Gross salary - Federal tax - NE state tax - Social Security - Medicare - Pre-tax deductions

All figures use 2026 IRS rates: SS wage base $184,500 (SSA), tax brackets from Rev. Proc. 2025-32, TCJA rates made permanent by OBBBA. Nebraska rates per LB 754 phasing the top rate from 6.84% (2022) to 4.55% (2026) and targeting 3.99% by 2027.

Example

Sarah โ€” Marketing Manager in Omaha, Nebraska

Filing Single. $80,000/year salary. Paid biweekly (26 paychecks). No pre-tax deductions.

Gross salary (annual)$80,000
Federal income tax-$9,049
NE state tax (net of PE credit)-$2,554
Social Security (6.2%)-$4,960
Medicare (1.45%)-$1,160
Annual take-home$62,277
Per paycheck (biweekly)$2,395

NE taxable income = $80,000 - $15,750 = $64,250. Gross NE tax = $2,711 (three brackets: $59 + $548 + $2,104). Personal exemption credit = $157. Net NE tax = $2,554. Sarah keeps 77.8% of her gross salary. Under the old 6.84% top rate, she would have owed roughly $3,605 in state tax โ€” the LB 754 reform saves her about $1,051/year. When the rate drops to 3.99% in 2027, her state bill will fall even further.

Frequently Asked Questions

Nebraska enacted LB 754 in 2023, which began a series of annual reductions to the top individual income tax rate. The rate was 6.84% in 2022 and has been dropping each year: 6.64% in 2023, 6.44% in 2024, 5.20% in 2025, 4.55% in 2026, with a target of 3.99% by 2027. The system also collapsed from four brackets to three in 2026 (2.46%, 3.51%, 4.55%). The legislature funded these cuts through strong state revenue growth and a desire to make Nebraska more competitive with neighboring states like Iowa (3.8% flat) and South Dakota (no income tax).
No. Nebraska does not impose any local, city, or county income taxes. Whether you live in Omaha, Lincoln, Grand Island, or a rural area, your only state-level income tax is the Nebraska state tax calculated with the three progressive brackets (2.46%-4.55% in 2026). This is simpler than states like Ohio or Pennsylvania where many municipalities levy their own income taxes on top of the state rate.
Nebraska offers a personal exemption credit of approximately $157 per person. This is a tax credit, not a deduction โ€” it is subtracted directly from your calculated Nebraska tax liability rather than from your taxable income. Single and Head of Household filers receive one credit ($157), while Married Filing Jointly filers receive two credits ($314 total). Because it reduces your tax dollar-for-dollar, it provides the same benefit regardless of your tax bracket, making it proportionally more valuable for lower-income filers.
Nebraska's 2026 top rate of 4.55% is now competitive with neighbors. Iowa has a flat 3.8% rate. Kansas has a top rate of 5.58% across two brackets. South Dakota and Wyoming have no state income tax at all. On an $80,000 salary filing single, Nebraska's state tax is approximately $2,554 compared to Iowa's roughly $2,440 and Kansas's approximately $3,050. When Nebraska's rate drops to 3.99% in 2027, it will be very close to Iowa and significantly cheaper than Kansas.
Nebraska adopted federal standard deduction conformity as part of its tax simplification efforts. By using the same $15,750 (single) / $31,500 (MFJ) / $23,500 (HoH) amounts as the federal return, filers only need to calculate one standard deduction for both returns. This reduces complexity, lowers compliance costs, and aligns Nebraska with states like Colorado and Oregon that also conform to federal deduction amounts. Previously, Nebraska had its own separate (and lower) standard deduction, which created an extra step in the filing process.

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