Georgia Property Tax Calculator
Calculate your Georgia property tax by county, compare rates across metro Atlanta and coastal counties, and discover senior exemptions that can eliminate 60-70% of your tax bill.
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Why Georgia Property Taxes Are a Hidden Advantage
Georgia's property taxes are below the national average (0.83% vs 1.1%) — and senior exemptions are VERY generous. In some metro Atlanta counties, homeowners 62+ pay ZERO school tax, which is often 60-70% of the total bill. This makes GA extremely attractive for retirees.
Unlike many states where property tax relief is modest, Georgia's county-level exemptions can cut your tax bill by more than half. Fulton County alone offers a $30,000 county homestead exemption on top of the state's $2,000 — and if you're 62 or older, school taxes disappear entirely.
How to Use This Calculator
Annual Tax tab
Enter your home value (fair market value) and select your Georgia county. The calculator applies the county's effective tax rate and shows your estimated annual tax, monthly escrow amount, and how your home compares to the county median.
County Comparison tab
See all 8 major Georgia counties side by side — sorted from lowest to highest effective tax rate. Each entry shows the median home value and typical annual tax for that county.
Exemptions & Senior Benefits tab
Enter your home value, county, age group, and income. The calculator layers on the state homestead exemption, county homestead addition, and (if eligible) the senior school tax exemption to show your actual tax bill after all savings.
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All inputs are encoded in the URL. Click Share to send your exact scenario to a partner, real estate agent, or financial advisor.
The Formula
Georgia property tax is calculated on the assessed value, which is 40% of fair market value:
Taxable Value = Assessed Value − Homestead Exemptions
Annual Tax = Taxable Value × Millage Rate ÷ 1,000
Where:
State homestead exemption = $2,000 off assessed value
County homestead = varies ($12,000 to $30,000 off assessed)
Senior school tax exemption = 100% of school tax (age 62+ in many counties)
Effective Rate = Annual Tax ÷ Fair Market Value × 100
GA average: ~0.83% (national average: ~1.1%)
The effective tax rate shown in this calculator is the total tax as a percentage of the home's fair market value — not the millage rate, which is applied to the assessed (40%) value. This makes it easier to compare across counties and states.
Example
Maria — Retiring to Fulton County, GA at age 63
Maria is buying a $350,000 home in Fulton County. She is 63 years old and qualifies for the senior school tax exemption. Her annual household income is $55,000.
Tax calculation without exemptions
Tax after all exemptions
Maria saves over $3,100 per year compared to the base tax — her effective rate drops from 1.04% to about 0.13%. This is why Georgia is one of the best states for retiree property tax relief.