What is the Georgia income tax rate in 2026?

Georgia has a flat 5.19% income tax rate in 2026. This was reduced from 5.39% (effective July 1, 2025) as part of a phased rate reduction. The standard deduction is $12,000 (single) or $24,000 (married filing jointly), plus personal exemptions.

Does Georgia have local income taxes?

No. Georgia does not have any city or county income taxes. Your state tax is just the flat 5.19% rate applied to your income after the standard deduction and personal exemption. This is simpler than states like Ohio or Pennsylvania with municipal taxes.

How much take-home pay on $80K in Georgia?

On $80,000 filing single: federal tax $8,872, Georgia state tax $3,391 (5.19% on $65,300 taxable), Social Security $4,960, Medicare $1,160. Take-home: $61,617 ($2,370/biweekly).

Will Georgia's tax rate keep going down?

The state has been gradually reducing rates since moving to a flat tax in 2024. It went from 5.49% to 5.39% to 5.19%. Further reductions depend on state revenue meeting trigger thresholds. The long-term target is to reach a lower competitive rate.

Georgia Paycheck Calculator 2026

New lower 5.19% flat rate — your $80K salary becomes $61,617 after federal, state, and FICA deductions.

Gross annual salary

Pay frequency

Filing status

Take-home per paycheck (biweekly)

$2,363.15

Gross pay (annual)$80,000

Deductions (annual)

Federal income tax−$9,049

Georgia state tax (5.19%)−$3,389

Social Security (6.2%)−$4,960

Medicare (1.45%)−$1,160

Summary

Annual take-home$61,442

Effective total tax rate23.2%

GA effective rate4.2%

You keep per dollar77 cents

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Georgia Paycheck Calculator 2026 · Updated April 2026

How to Use This Calculator

Tab "Take-Home Pay"

Enter your gross annual salary, pay frequency, and filing status. The calculator computes federal income tax (2026 brackets), Georgia state tax at the flat 5.19% rate after the state standard deduction and personal exemption, plus FICA (Social Security + Medicare). Under "More options," add 401(k) contributions and health insurance premiums to see the impact of pre-tax deductions.

Tab "Tax Breakdown"

A visual pie chart showing how your salary splits between federal tax, Georgia state tax, Social Security, Medicare, and take-home pay. Georgia's flat 5.19% rate with a generous $12,000 standard deduction (single) makes state tax straightforward — no bracket math required.

Tab "Compare Filing Status"

See your take-home pay side-by-side for Single, Married Filing Jointly, and Head of Household. MFJ filers get double the Georgia standard deduction ($24,000 vs $12,000) and a significantly higher personal exemption ($7,400 vs $2,700), plus wider federal brackets.

The Formulas

Federal Income Tax (2026 brackets):
1. Subtract standard deduction ($15,750 Single / $31,500 MFJ / $23,500 HoH)
2. Apply progressive brackets: 10%, 12%, 22%, 24%, 32%, 35%, 37%
Single: 10% to $11,925, 12% to $48,475, 22% to $103,350, 24% to $197,300, 32% to $250,525, 35% to $626,350, 37% above

Georgia State Tax (flat rate):
GA Taxable Income = Gross - GA Standard Deduction - GA Personal Exemption
Single: $80,000 - $12,000 - $2,700 = $65,300
GA Tax = $65,300 x 5.19% = $3,389
GA Standard Deductions: $12,000 (Single/HoH), $24,000 (MFJ)
GA Personal Exemptions: $2,700 (Single/HoH), $7,400 (MFJ)

FICA (Federal Insurance Contributions Act):
Social Security = 6.2% x min(Wages, $184,500)
Medicare = 1.45% x Wages
Additional Medicare = 0.9% x max(0, Wages - $200,000)

All figures use 2026 IRS rates. Georgia rate is 5.19% effective July 1, 2025, as part of the state's phased flat tax reduction from 5.75% (2023) to 5.49% to 5.39% to 5.19%. No local income taxes apply anywhere in Georgia.

Example

$80K Salary, Filing Single in Georgia

Annual salary: $80,000. Filing status: Single. No pre-tax deductions. Paid biweekly (26 paychecks).

Gross pay (annual)$80,000

GA taxable income$80,000 - $12,000 - $2,700 = $65,300

Georgia state tax (5.19%)-$3,389

Federal income tax-$8,872

Social Security (6.2%)-$4,960

Medicare (1.45%)-$1,160

Annual take-home$61,619

Biweekly paycheck$2,370

You keep about 77 cents of every dollar. Georgia's flat rate means no bracket surprises — whether you earn $50K or $500K, the state rate is 5.19% on income above the deduction.

Frequently Asked Questions

How did Georgia move to a flat tax?▼

Georgia transitioned from a graduated system (1%-5.75%) to a flat tax structure starting in 2024. The state passed HB 1437 in 2022, which collapsed the brackets into a single rate and began a phased reduction. The rate started at 5.49% in 2024, dropped to 5.39% in mid-2025, and fell to 5.19% for the 2026 tax year. Further reductions depend on state revenue exceeding trigger thresholds set in the legislation.

Are there any local income taxes in Georgia?▼

No. Georgia has no city or county income taxes. Unlike states such as Ohio (where cities like Columbus and Cleveland levy local income taxes) or Pennsylvania (with its local earned income tax), Georgia residents only pay the single state-level flat rate. Atlanta, Savannah, Augusta — your state income tax is the same 5.19% regardless of which city you live in.

What deductions reduce my Georgia taxable income?▼

Georgia allows a state standard deduction ($12,000 for single filers, $24,000 for married filing jointly) plus a personal exemption ($2,700 for single, $7,400 for MFJ). These are separate from federal deductions. For a single filer earning $80,000, your Georgia taxable income is $80,000 - $12,000 - $2,700 = $65,300. Georgia also allows itemized deductions if they exceed the standard deduction.

Will the Georgia tax rate keep decreasing?▼

The legislation includes trigger-based reductions tied to state revenue growth. If revenue exceeds certain thresholds, the rate continues to drop. The trajectory so far: 5.75% (2023), 5.49% (2024), 5.39% (mid-2025), 5.19% (2026). Some projections suggest it could reach 4.99% or lower within a few years, but this depends on Georgia's economic performance and legislative decisions.

How does Georgia compare to other southeastern states?▼

Georgia's 5.19% flat rate is competitive in the Southeast. Florida and Tennessee have no state income tax. North Carolina has a flat 4.5% rate (also declining). South Carolina uses progressive brackets up to 6.4%. Alabama has a top rate of 5% but allows deduction of federal taxes paid. Georgia's declining rate and generous deductions make it increasingly competitive, though it still can't match Florida's zero-tax advantage for high earners.

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