Pennsylvania Paycheck Calculator 2026
PA flat 3.07% tax from dollar one, plus Philadelphia wage tax (3.75%) and local EIT. Your $80K salary becomes ~$61,752 after all taxes โ or ~$58,752 if you live in Philly.
How to Use This Calculator
Tab "Take-Home Pay"
Enter your gross annual salary, pay frequency, and filing status. The calculator computes federal income tax (2026 brackets), Pennsylvania's flat 3.07% state tax, FICA (Social Security + Medicare), and any local taxes. Use the Philadelphia toggle to add the Philly wage tax (3.75% for residents, 3.44% for non-residents who work in the city). Under "More options," enter your local EIT rate for non-Philly municipalities, plus 401(k) and health insurance pre-tax deductions.
Tab "Tax Breakdown"
See a visual pie chart showing exactly where your salary goes: federal tax, PA state tax, Philadelphia wage tax (if applicable), local EIT, Social Security, Medicare, and your take-home pay. Pennsylvania's flat 3.07% rate with no standard deduction means tax is calculated from dollar one.
Tab "Compare Filing Status"
Compare take-home pay across Single, Married Filing Jointly, and Head of Household. Note that Pennsylvania's state tax is identical regardless of filing status (3.07% flat, no deduction). The difference comes entirely from federal brackets and the federal standard deduction ($15,750 Single vs $31,500 MFJ vs $23,500 HoH).
The Formulas
1. Taxable income = Gross salary - Pre-tax deductions - Standard deduction
2. Apply progressive brackets: 10% to 37% based on filing status
3. Single std deduction: $15,750 | MFJ: $31,500 | HoH: $23,500
Pennsylvania State Tax:
PA Tax = Gross income x 3.07%
No standard deduction. No personal exemption. Tax from dollar one.
Philadelphia Wage Tax (if applicable):
Resident rate: 3.75% x Gross income
Non-resident rate: 3.44% x Gross income
Local Earned Income Tax (EIT):
Local EIT = Gross income x Municipal rate (typically 1-2%)
FICA (Federal Insurance Contributions Act):
Social Security = 6.2% x min(Wages, $184,500)
Medicare = 1.45% x Wages
Additional Medicare = 0.9% x max(0, Wages - $200,000)
All figures use 2026 IRS rates: SS wage base $184,500 (SSA), federal brackets from Rev. Proc. 2025-32. PA rate per 72 P.S. section 7302. Philadelphia wage tax rates per City of Philadelphia Revenue Department.
Example
Jake - Software Developer in Pittsburgh
Filing Single. $80,000/year. No Philadelphia. Local EIT 1% (typical Allegheny County). No pre-tax deductions.
Jake keeps about 77.2% of his gross pay. If he moved to Philadelphia, the 3.75% wage tax would add $3,000/year, dropping his take-home to approximately $58,752 - a $250/month difference just from the Philly wage tax.