Missouri Paycheck Calculator 2026
Progressive 0%–4.8% state tax. Kansas City and St. Louis add 1% earnings tax. Calculate your take-home pay.
Calculate for other states
How to Use This Calculator
Tab "Take-Home Pay"
Enter your gross annual salary, pay frequency, and filing status. The calculator applies 2026 federal income tax brackets, Missouri state income tax brackets (0%–4.80%), and FICA taxes (Social Security 6.2% up to $184,500, Medicare 1.45%, and the 0.9% Additional Medicare Tax above $200K). Select whether you work in Kansas City or St. Louis to include the 1% city earnings tax. Expand "More options" to add pre-tax 401(k) contributions and health insurance premiums. The result shows your net take-home per paycheck plus a full annual summary.
Tab "Tax Breakdown"
This tab shows a visual pie chart of where every dollar of your salary goes: federal tax, MO state tax, Social Security, Medicare, city earnings tax (if applicable), and take-home pay. It calculates how many cents of each dollar you actually keep and your combined effective tax rate.
Tab "Compare Filing Status"
See your take-home pay calculated side-by-side as Single, Married Filing Jointly, and Head of Household. The comparison table shows federal tax, MO state tax, FICA, and net take-home for each status. The best option is highlighted in green so you can instantly see which filing status saves you the most money.
The Formulas
Taxable income = Gross salary − Pre-tax deductions − Standard deduction
Single: $15,750 · MFJ: $31,500 · HoH: $23,500
Tax = Sum of (taxable income in each bracket × bracket rate)
Brackets: 10%, 12%, 22%, 24%, 32%, 35%, 37%
Missouri State Income Tax (2026 DOR rates):
MO taxable income = Gross − Pre-tax deductions − Federal standard deduction
Missouri follows the federal standard deduction amounts
Tax = Sum of (MO taxable in each bracket × rate)
Brackets: 0% ($0–$1,207), 2% ($1,208–$2,414), 2.5% ($2,415–$3,621), 3% ($3,622–$4,828), 3.5% ($4,829–$6,035), 4% ($6,036–$7,242), 4.5% ($7,243–$8,449), 4.80% ($8,450+)
Same brackets apply to all filing statuses
FICA Taxes:
Social Security = 6.2% × min(Gross salary, $184,500)
Medicare = 1.45% × Gross salary
Additional Medicare = 0.9% × max(0, Gross − $200,000)
City Earnings Tax (Kansas City / St. Louis):
Earnings tax = 1% × Gross salary (applies to gross wages, not taxable income)
Applies to residents AND non-residents working in KC or STL
Take-Home Pay:
Net = Gross − Federal tax − MO tax − SS − Medicare − City tax − Pre-tax deductions
Per paycheck = Net ÷ Number of pay periods
Example
$80,000 Salary — Single, No City Tax
On an $80,000 salary in Missouri (no city tax), you keep about 77 cents of every dollar. If you work in Kansas City, add 1% earnings tax on gross wages ($800/year), bringing your annual take-home down to approximately $61,118 and your biweekly paycheck to about $2,351.