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Illinois Sales Tax Calculator

Calculate total price with Illinois sales tax, compare rates across 8 major cities, and see how the 2026 grocery tax elimination affects your bill. Chicago's 10.25% is one of the highest in the nation.

Chicago's 10.25% is one of the highest combined sales tax rates in the nation. In 2026, Illinois eliminated the 1% state grocery tax.
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Enter the price before tax
Tax rate varies by city
Groceries have 0% state tax in 2026, but local taxes still apply

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How to Use This Calculator

Calculate Total tab

Enter your purchase amount, select your Illinois city, and toggle the groceries switch if applicable. The calculator applies the combined state + local tax rate and shows your total price, tax amount, and a full breakdown of state vs local portions. Grocery purchases use the reduced rate (0% state, local only).

Rates by City tab

View all 8 major Illinois cities ranked by combined sales tax rate from highest to lowest. Each entry shows the state rate, local rate, and grocery rate. Chicago and Evanston lead at 10.25%, while Naperville has the lowest combined rate at 7.75%.

Grocery Tax Change 2026 tab

See a before/after comparison for each city showing how the elimination of the 1% state grocery tax in 2026 affects prices. While the state portion dropped to 0%, local grocery taxes of 1-3.5% still apply — groceries are NOT completely tax-free in most Illinois cities.

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The Formula

Illinois sales tax is calculated by applying the combined rate to the purchase price:

Sales Tax = Purchase Price × Combined Tax Rate

Total Price = Purchase Price + Sales Tax

Where:
  Combined Rate = State Rate (6.25%) + Local Rate (varies by city)
  Local Rate = 1.50% to 4.75% depending on municipality
  Combined Range = 6.25% to 11.00%

For groceries (2026):
  State Rate = 0% (eliminated)
  Grocery Tax = Local grocery rate only (1% to 3.5%)

Example: $100 purchase in Chicago (10.25% combined)
  $100 × 0.1025 = $10.25 tax = $110.25 total

The state rate of 6.25% applies uniformly across Illinois. Local rates are set by individual municipalities, counties, and special taxing districts. Your exact rate depends on your specific address.

Example

James — Shopping in Chicago, IL

James buys a $500 TV and $150 in groceries at a Chicago store. He wants to understand the tax on each purchase and the total impact of the 2026 grocery tax change.

TV purchase (general merchandise)

Purchase amount$500.00
CityChicago
Combined rate10.25%
Sales tax$51.25
Total price$551.25

Grocery purchase (reduced rate, 2026)

Purchase amount$150.00
CityChicago
State grocery tax0% (eliminated 2026)
Local grocery tax3.00%
Grocery tax$4.50
Total price$154.50
Savings vs pre-2026$1.50 (1% state portion)

James pays $51.25 in tax on his TV (10.25% combined) and $4.50 on groceries (3.00% local only). Before 2026, the groceries would have been $6.00 in tax (4.00%) — the elimination of the state grocery tax saves him $1.50 on this trip.

FAQ

Chicago has a combined sales tax rate of 10.25% in 2026, making it one of the highest in the United States. This breaks down as 6.25% state + 1.75% city + 1.75% Cook County + 0.50% Regional Transportation Authority. For groceries, the state portion is 0% (eliminated in 2026), but approximately 3.00% in local grocery taxes still applies.
Not completely. Illinois eliminated its 1% state sales tax on groceries in 2026, but local municipalities still charge their own grocery taxes. Depending on your city, you still pay 1% to 3.5% on groceries from local taxes alone. Chicago charges approximately 3.00%, Springfield charges 3.50%, and Naperville charges 1.75%. Only prescription drugs are fully exempt from all sales taxes.
Yes, clothing is fully taxed at the combined sales tax rate in Illinois. Unlike some states (such as Pennsylvania, New Jersey, or New York) that exempt clothing from sales tax, Illinois treats clothing as general merchandise. In Chicago, that means you pay 10.25% on all clothing purchases.
Among the 8 major cities tracked here, Naperville has the lowest combined rate at 7.75% (6.25% state + 1.50% local). The absolute minimum in Illinois is 6.25% (the state rate alone), which applies in some unincorporated areas with no local sales tax. Most municipalities add 1.50% to 4.75% on top of the state rate.
Prescription drugs and prescription medical devices are fully exempt from all Illinois sales taxes (state and local). Groceries (unprepared food) are exempt from the state tax (0% in 2026) but still subject to local taxes. Prepared food, candy, and soft drinks are taxed at the full combined rate. Clothing is fully taxed. Some farm equipment and manufacturing machinery qualify for partial exemptions.

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