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WACC Calculator

What is your company's cost of capital for investment decisions? Calculate WACC, see how equity and debt contribute, or run a sensitivity analysis on key assumptions. Works with any currency.

All amounts displayed in selected currency
$
Total market value of the company's equity
%
Expected return demanded by equity investors (e.g. from CAPM)
$
Total market value of the company's debt
%
Interest rate on debt before tax
%
Marginal corporate tax rate — interest on debt is tax-deductible
--
Estimates only. Consult a financial adviser for investment decisions.

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How to Use This Calculator

Tab "Calculate WACC"

Enter the market value of equity, cost of equity (expected return demanded by shareholders), market value of debt, cost of debt (pre-tax interest rate), and corporate tax rate. The result shows your Weighted Average Cost of Capital as a percentage.

Tab "Component Breakdown"

Same inputs as Tab 1. The result breaks WACC into its equity and debt components, showing the weight of each, the after-tax cost of debt, and the tax shield benefit. Use this to understand where your cost of capital comes from.

Tab "Sensitivity"

Enter your base inputs, then choose which variable to test: cost of equity, debt ratio, or tax rate. The calculator shows how WACC changes as that input moves up and down, while holding everything else constant. Use this to assess how sensitive your cost of capital is to key assumptions.

The Formula

WACC:
WACC = (E/V × Re) + (D/V × Rd × (1 − T))

Where:
E = Market value of equity
D = Market value of debt
V = E + D (total firm value)
Re = Cost of equity (expected return on equity)
Rd = Cost of debt (pre-tax interest rate)
T = Corporate tax rate

After-tax cost of debt:
After-tax Rd = Rd × (1 − T)

Weight of equity: E / V
Weight of debt: D / V

WACC represents the minimum return a company must earn on its existing assets to satisfy its creditors, owners, and other providers of capital. It is the blended cost of all sources of financing, weighted by their proportion in the capital structure.

Worked Examples

Example 1 — Standard capital structure: 60/40 equity-debt

A company has $60M in equity (shareholders expect 12% return) and $40M in debt (6% interest rate). The corporate tax rate is 25%.

Market value of equity (E)$60,000,000
Cost of equity (Re)12%
Market value of debt (D)$40,000,000
Cost of debt (Rd)6%
Tax rate (T)25%
Total value (V = E + D)$100,000,000
Equity weight (E/V)60%
Debt weight (D/V)40%
After-tax cost of debt6% × (1 − 0.25) = 4.50%
WACC(60% × 12%) + (40% × 4.50%) = 7.20% + 1.80% = 9.00%

The company must earn at least 9.00% on its investments to satisfy both shareholders and creditors. Any project with a return above 9% creates value.

Example 2 — High leverage: 40/60 equity-debt

Same company, but with more debt: $40M in equity and $60M in debt. Cost of equity and debt remain the same.

Market value of equity (E)$40,000,000
Market value of debt (D)$60,000,000
Equity weight (E/V)40%
Debt weight (D/V)60%
After-tax cost of debt6% × (1 − 0.25) = 4.50%
WACC(40% × 12%) + (60% × 4.50%) = 4.80% + 2.70% = 7.50%

Higher leverage lowers WACC from 9.00% to 7.50% because more of the capital structure uses cheaper, tax-advantaged debt. However, excessive leverage increases financial risk.

Example 3 — Sensitivity: varying the tax rate

Using Example 1 inputs (60/40 equity-debt, Re=12%, Rd=6%), how does WACC change when the tax rate varies?

Tax rate 20%WACC = (60% × 12%) + (40% × 6% × 0.80) = 7.20% + 1.92% = 9.12%
Tax rate 25% (base)WACC = 7.20% + 1.80% = 9.00%
Tax rate 30%WACC = (60% × 12%) + (40% × 6% × 0.70) = 7.20% + 1.68% = 8.88%

Higher tax rates lower WACC because the tax shield on debt is more valuable. A 10 percentage point increase in tax rate (20% to 30%) reduces WACC by 0.24 percentage points in this example.

Understanding WACC

What Is WACC?

The Weighted Average Cost of Capital (WACC) is the average rate of return a company must pay to its investors — both equity holders and debt holders — weighted by how much of each type of financing is used. It serves as a hurdle rate for investment decisions: a project should only be pursued if its expected return exceeds the WACC.

Why Does WACC Matter?

WACC is central to corporate finance. It is used as the discount rate in Discounted Cash Flow (DCF) valuations, the benchmark for capital budgeting decisions, and the threshold for measuring Economic Value Added (EVA). A lower WACC means the company can create value from a wider range of projects.

Cost of Equity vs Cost of Debt

Cost of equity is the return investors expect for bearing the risk of owning the company's stock. It is typically estimated using CAPM (Capital Asset Pricing Model). Cost of debt is the interest rate the company pays on its borrowings. Debt is almost always cheaper than equity because: (1) debt holders have priority in bankruptcy, so they accept lower returns, and (2) interest payments are tax-deductible.

The Tax Shield

Interest payments on debt reduce taxable income, which lowers the effective cost of debt. This is why the WACC formula uses after-tax cost of debt: Rd × (1 − T). The difference between pre-tax and after-tax cost of debt is the tax shield, which makes debt financing attractive up to a point.

Limitations

WACC assumes: (1) the capital structure remains constant, (2) the cost of each component stays the same regardless of how much is used, and (3) the marginal tax rate applies. In practice, adding more debt eventually increases both the cost of debt (higher default risk) and the cost of equity (financial leverage risk). WACC is best used as a starting point, not a precise figure.

Frequently Asked Questions

WACC = (E/V x Re) + (D/V x Rd x (1-T)). Multiply the weight of equity by the cost of equity, add the weight of debt multiplied by the after-tax cost of debt. For example, with 60% equity at 12% and 40% debt at 6% (25% tax): WACC = (0.60 x 12%) + (0.40 x 4.5%) = 9.0%.
It depends on the industry and risk profile. Utilities may have 5-7%, while tech companies may have 10-15%. The key question is whether your investments earn more than your WACC. If they do, you create value. If not, you destroy it.
Two reasons: (1) debt holders have priority in bankruptcy, so they accept lower returns for lower risk; (2) interest payments are tax-deductible, reducing the effective cost. A 6% debt rate at a 25% tax rate effectively costs 4.5% after tax.
The most common method is CAPM: Re = Risk-Free Rate + Beta x Market Risk Premium. For example, 4% risk-free rate + 1.2 beta x 6% market premium = 11.2%. Other methods include the Dividend Discount Model and the Build-Up Method for private companies.
No. This is a universal WACC calculator based on the standard corporate finance formula. Tax rates, risk-free rates, and market risk premiums vary by country. Enter the inputs specific to your market. For country-specific financial calculators, see the links below.

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