🇺🇸 United States

Overtime Calculator

How much do you really earn with overtime? Calculate weekly pay, see the breakdown, and project your monthly and annual income.

All amounts displayed in selected currency
$
Your regular (base) hourly pay rate
hrs
Standard hours before overtime kicks in
hrs
Extra hours worked beyond regular schedule
Rate multiplier applied to overtime hours
Estimates only. Results are gross (before tax). Consult a payroll specialist for exact figures.

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How to Use This Calculator

Tab "Weekly Earnings"

Enter your hourly rate, regular hours per week, overtime hours, and choose an OT multiplier (1.5x or 2.0x). The result shows your regular pay, overtime pay, total weekly earnings, and effective hourly rate.

Tab "Overtime Breakdown"

See a visual breakdown of how your pay splits between regular and overtime. The bar chart shows the proportion of each, along with your OT hourly rate and what share of your total pay comes from overtime hours.

Tab "Monthly Projection"

Extends your weekly pay to monthly (times 4.33 weeks) and annual (times 52 weeks) projections. Compare projected earnings with and without overtime to see the annual impact of those extra hours.

The Formulas

Regular pay:
Regular Pay = Hourly Rate × Regular Hours

Overtime pay:
OT Pay = Hourly Rate × OT Multiplier × OT Hours

Total weekly pay:
Total = Regular Pay + OT Pay

Effective hourly rate:
Effective Rate = Total Weekly Pay ÷ (Regular Hours + OT Hours)

Monthly projection:
Monthly = Weekly Total × 4.33

Annual projection:
Annual = Weekly Total × 52

All calculations use standard payroll mathematics. No country-specific labour laws or tax rates are applied. Results are gross (pre-tax) estimates.

Worked Examples

Example 1 — Standard overtime: $25/hr, 40 + 10 OT at 1.5x

A worker earns $25 per hour, works 40 regular hours plus 10 overtime hours at time-and-a-half.

Hourly rate$25.00
Regular hours40
Overtime hours10 at 1.5x
Regular pay$1,000.00
Overtime pay$375.00
Total weekly pay$1,375.00

Calculation: Regular = $25 × 40 = $1,000. Overtime = $25 × 1.5 × 10 = $375. Total = $1,000 + $375 = $1,375 per week.

Example 2 — Effective hourly rate: $27.50/hr

Using the same worker from Example 1, the effective hourly rate blends regular and overtime hours.

Total weekly pay$1,375.00
Total hours worked50 hours
Effective hourly rate$27.50

Calculation: $1,375 ÷ 50 hours = $27.50 per hour. The effective rate is 10% higher than the base $25/hr rate because 20% of the hours are paid at a 50% premium.

Example 3 — Annual projection: $71,500 with OT vs $52,000 without

The same $25/hr worker projects annual income with and without weekly overtime.

Weekly with OT$1,375.00
Monthly with OT (×4.33)$5,953.75
Annual with OT (×52)$71,500.00
Annual without OT$52,000.00
Annual OT bonus$19,500.00

Working 10 overtime hours per week at 1.5x adds $19,500 to annual income — a 37.5% increase from working 25% more hours. The OT premium amplifies the return on each extra hour.

Frequently Asked Questions

Multiply your hourly rate by the OT multiplier and the number of overtime hours. For $25/hr at 1.5x with 10 OT hours: $25 × 1.5 × 10 = $375 in overtime pay. Add your regular pay ($25 × 40 = $1,000) for total weekly pay of $1,375.
Your effective rate is total weekly pay divided by total hours worked. Earning $1,375 for 50 hours (40 regular + 10 OT) gives $27.50/hr — higher than the $25 base because OT hours carry a premium. This metric helps compare overtime work to alternative side income.
At 1.5x (time and a half), you earn 50% extra per OT hour. At 2x (double time), you earn 100% extra. For a $25/hr worker with 10 OT hours: 1.5x = $375 OT pay; 2x = $500 OT pay. The $125/week difference adds up to $6,500/year.
Multiply weekly OT pay by 52. At $25/hr with 10 OT hours at 1.5x, annual OT income = $375 × 52 = $19,500. Total annual goes from $52,000 (no OT) to $71,500 — a 37.5% increase for 25% more hours.
No. All results are gross (pre-tax). Overtime income is generally taxed like regular income, but extra earnings may push you into a higher bracket. Use a country-specific paycheck calculator for after-tax figures.

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