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Options Profit Calculator

Calculate profit and loss for call and put options. Enter strike price, premium, and stock price at expiration to see P&L, ROI, break-even, and a full price table. Supports long and short positions. Works with any currency.

All amounts displayed in selected currency
Long = profit when stock rises. Short = profit from premium if stock stays below strike.
$
Price at which you can buy the stock
$
Cost per share for the option contract
Each contract = 100 shares
$
Expected or actual stock price at option expiry
Estimates only. No taxes or commissions applied. Not financial advice.

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How to Use This Calculator

Tab "Call Option"

Select Buy or Sell, then enter the strike price, premium per share, number of contracts, and the stock price at expiration. The calculator shows your profit or loss, ROI, break-even price, and a P&L table at multiple stock prices so you can see how your position performs across a range of outcomes.

Tab "Put Option"

Same setup as the call tab but for puts. Select your position, enter the strike, premium, contracts, and expected stock price. Useful for hedging a long stock position or speculating on a price decline. The P&L table shows results from strike-30 to strike+30.

Tab "Break-Even & Risk"

Enter a strike price, premium, and number of contracts to see a side-by-side comparison of call vs put options. The summary table shows break-even prices, maximum profit, maximum loss, and risk/reward ratios for both option types under the same parameters.

The Formulas

Long call P&L:
P&L = max(Stock Price − Strike, 0) × 100 × Contracts − Premium × 100 × Contracts

Long put P&L:
P&L = max(Strike − Stock Price, 0) × 100 × Contracts − Premium × 100 × Contracts

Short (sold) options:
Reverse the signs. Seller receives premium upfront and pays intrinsic value at expiration.

Break-even (call): Strike Price + Premium per Share
Break-even (put): Strike Price − Premium per Share

Max loss (long): Total premium paid = Premium × 100 × Contracts
Max profit (long call): Unlimited (stock can rise indefinitely)
Max profit (long put): (Strike − Premium) × 100 × Contracts

ROI: P&L / Total Premium Paid × 100%

All calculations assume expiration-day settlement. No time value, implied volatility, or Greeks are modelled. Results are pre-tax estimates.

Worked Examples

Example 1 — Long call: $150 strike, $5 premium, stock rises to $170

You buy 1 call option contract with a $150 strike price, paying $5 per share in premium. At expiration, the stock is at $170.

Intrinsic valuemax($170 − $150, 0) × 100 = $2,000
Premium paid$5 × 100 = $500
Profit$2,000 − $500 = $1,500
ROI$1,500 / $500 = 300%
Break-even$150 + $5 = $155

The stock rose $20 above the strike. After subtracting the $500 premium, the net profit is $1,500 — a 300% return on the premium invested.

Example 2 — Long put: $100 strike, $3 premium, stock drops to $85

You buy 1 put option contract with a $100 strike price, paying $3 per share. At expiration, the stock is at $85.

Intrinsic valuemax($100 − $85, 0) × 100 = $1,500
Premium paid$3 × 100 = $300
Profit$1,500 − $300 = $1,200
ROI$1,200 / $300 = 400%
Break-even$100 − $3 = $97

The stock dropped $15 below the strike. After the $300 premium, the net profit is $1,200 — a 400% return. The put provided leveraged downside exposure.

Example 3 — Option expires worthless: stock stays at $145

You bought 1 call option with a $150 strike at $5 premium. At expiration, the stock is $145 — below the strike price.

Intrinsic valuemax($145 − $150, 0) × 100 = $0
Premium paid$5 × 100 = $500
Loss$0 − $500 = −$500
ROI−$500 / $500 = −100%

The option expired out of the money. The entire $500 premium is lost — the maximum possible loss for a long option. This is why position sizing matters.

Frequently Asked Questions

For a long call: P&L = max(Stock Price - Strike, 0) x 100 x Contracts - Premium x 100 x Contracts. For a long put, replace (Stock - Strike) with (Strike - Stock). Short options reverse the signs. Each contract represents 100 shares. The break-even for a call is Strike + Premium; for a put it is Strike - Premium.
The maximum loss when buying (going long) any option is the total premium paid. For example, 1 contract at $5 premium = $500 max loss. The option simply expires worthless if the stock does not move past the strike price. This defined risk is a key advantage of buying options over short selling stock.
The break-even for a put option is the strike price minus the premium per share. For example, a $100 strike put with a $3 premium has a break-even of $97. The stock must fall below $97 at expiration for the long put holder to profit.
When you sell (write) options, your max profit is limited to the premium received, but your potential loss can be much larger. Short call sellers face theoretically unlimited loss because the stock can rise indefinitely. Short put sellers can lose up to (Strike - Premium) x 100 x Contracts if the stock goes to zero. Buyers, by contrast, can only lose the premium paid.
No. This calculator shows profit and loss at expiration only, using intrinsic value. It does not model time value (theta), implied volatility (vega), delta, or gamma. For mid-trade analysis before expiration, you would need an options pricing model like Black-Scholes. This calculator is best for evaluating final outcomes.

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