Rent Agreement Stamp Duty Calculator โ State-Wise Rates 2025-26
Calculate stamp duty and registration cost for your rent agreement. Compare costs across Maharashtra, Karnataka, Delhi, Tamil Nadu, Uttar Pradesh, and Gujarat. See whether an 11-month or long-term lease is cheaper for your situation.
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How to Use This Calculator
Stamp Duty on Rent Agreement tab
Select your state (Maharashtra, Karnataka, Delhi, Tamil Nadu, Uttar Pradesh, or Gujarat), enter your monthly rent, security deposit, and agreement period in months. The calculator shows the applicable stamp duty, registration fee (if any), total cost, and whether registration is mandatory for your agreement period. Each state has different stamp duty rules โ Maharashtra charges 0.25% while Delhi charges 2% of annual rent.
11 Months vs 3 Years tab
Select your state and enter rent/deposit details. The calculator compares the stamp duty and total cost for an 11-month, 2-year, and 3-year lease side by side. It shows the cost per month for each option and calculates whether renewing 11-month agreements multiple times is cheaper or more expensive than a single long-term lease. This helps you decide whether the convenience of a longer lease is worth the upfront registration cost.
State Comparison tab
Enter your rent, deposit, and agreement period once โ the calculator shows stamp duty across all 6 major states simultaneously. It highlights the cheapest and most expensive state. Useful if you are relocating for work and want to understand how rent agreement costs differ between Mumbai, Bengaluru, Delhi, Chennai, Lucknow, and Ahmedabad.
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The Formula
Stamp duty on rent agreements varies by state. Here are the formulas used for each state:
Stamp Duty = 0.25% × (Total Rent for Period + Security Deposit)
Minimum stamp duty: โน100
Registration: Not mandatory if ≤11 months. โน1,000 if >11 months.
Karnataka:
Stamp Duty = 1% × (Annual Rent + Deposit at Discounted Rate) × (Period / 12)
Registration fee: โน500
Delhi:
Stamp Duty = 2% × Average Annual Rent × Years
Registration: โน1,100 per year of agreement
Tamil Nadu:
Stamp Duty = 1% × Average Annual Rent × Years
Registration fee: โน500
Uttar Pradesh:
Stamp Duty = โน500 flat (residential lease under 5 years)
Registration fee: โน150
Gujarat:
Stamp Duty = 1% × Annual Rent × Years
Minimum stamp duty: โน100. Registration fee: โน500
Registration requirement (all states):
Under Section 17 of the Registration Act, 1908, registration is mandatory for lease agreements of 12 months or more. Agreements of 11 months or less are exempt from mandatory registration but can be voluntarily registered for legal protection.
These are approximate rates for residential rent/leave-and-license agreements. Commercial lease rates may differ. Always verify with your local sub-registrar office or use the state e-stamping portal for exact computation.
Example
Priya — Software engineer renting in Mumbai, Maharashtra
Priya (26) is moving to Mumbai for a new job and has found a flat in Andheri for โน25,000/month. The landlord asks for a 3-month security deposit (โน75,000) and proposes an 11-month leave-and-license agreement. Priya wants to understand the stamp duty cost before signing.
Step 1: Input details
Step 2: Stamp duty calculation
Step 3: What if Priya chose a 3-year agreement?
Priya decides on the standard 11-month agreement at โน875 total cost. She plans to renew it annually. The stamp duty is minimal compared to her monthly rent, and since the agreement is under 12 months, registration is not mandatory โ though she gets the agreement notarized for added security.