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Home›India›Maternity Benefit Calculator

Maternity Benefit Calculator — Leave & Pay FY 2025-26

Calculate your maternity leave duration and total pay entitlement under the Maternity Benefit Act 2017. Enter your salary and child details to see leave weeks, total pay, and whether ESIC or your employer pays. Covers adoption, surrogacy, miscarriage, and tubectomy scenarios.

Calculate your maternity leave duration and total pay entitlement
₹
Your current monthly gross salary including all components
26 weeks for 1st/2nd child, 12 weeks for 3rd child onwards
No
Auto-applies if salary is ₹21,000 or below. Toggle manually if your establishment is ESI-covered.
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How to Use This Calculator

Maternity Leave & Pay tab

Enter your monthly salary, select which child (1st, 2nd, or 3rd+), and indicate your ESI eligibility. The calculator shows your total leave duration (26 weeks for 1st/2nd child, 12 weeks for 3rd+), total maternity pay, and whether ESIC or your employer pays.

ESI vs Non-ESI tab

Enter your monthly salary to see a side-by-side comparison of how maternity benefit is funded. If your salary is ₹21,000 or below, ESIC pays your benefit from the ESI fund. If above, your employer pays directly. Either way, you receive 100% of your average daily wage.

Adoption / Surrogacy tab

Select your situation — adoption, surrogacy, miscarriage/MTP, or tubectomy — to see the applicable leave duration and pay. Adoption and surrogacy provide 12 weeks (child under 3 months), miscarriage gives 6 weeks, and tubectomy gives 2 weeks.

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The Formula

Maternity benefit is calculated based on the average daily wage and the leave duration applicable to your situation:

Maternity Benefit = Average Daily Wage × Leave Days

Average Daily Wage = Monthly salary ÷ 30

Leave Duration:
• 1st or 2nd child: 26 weeks (182 days)
• 3rd child onwards: 12 weeks (84 days)
• Adoption (child under 3 months): 12 weeks (84 days)
• Surrogacy (commissioning mother): 12 weeks (84 days)
• Miscarriage / MTP: 6 weeks (42 days)
• Tubectomy: 2 weeks (14 days)

Who Pays:
• ESI-covered (salary ≤ ₹21,000): ESIC pays 100% of average daily wage
• Non-ESI (salary > ₹21,000): Employer pays full salary

Eligibility requires 80 days of work in the 12 months immediately preceding the expected date of delivery.

Example

Priya — Software engineer, ₹60,000/month, expecting her first child

Priya works at a private IT company in Bangalore with a monthly salary of ₹60,000. She is expecting her first child and wants to know her maternity leave and pay entitlement.

Step 1: Determine leave duration

Child number1st child
Applicable leave26 weeks (182 days)

Step 2: Check ESI eligibility

Monthly salary₹60,000
ESI threshold₹21,000
ESI eligible?No (salary > ₹21,000)
Who pays?Employer

Step 3: Calculate maternity pay

Average daily wage₹60,000 ÷ 30 = ₹2,000
Leave days182 days
Total maternity pay₹2,000 × 182 = ₹3,64,000

Priya is entitled to 26 weeks of maternity leave with total pay of ₹3,64,000, paid by her employer. She can take up to 8 weeks before her expected delivery date and the remaining 18 weeks after.

FAQ

Under the Maternity Benefit (Amendment) Act, 2017, women are entitled to 26 weeks (182 days) of paid maternity leave for the first two children. For the third child onwards, the entitlement is 12 weeks (84 days). Of the 26 weeks, a maximum of 8 weeks can be taken before the expected delivery date. The remaining weeks are for after delivery. This applies to all establishments covered under the Maternity Benefit Act 1961.
It depends on whether you are covered under ESI (Employees’ State Insurance). If your monthly salary is ₹21,000 or below and your establishment is ESI-covered, ESIC pays 100% of your average daily wage from the ESI fund. If your salary is above ₹21,000, you fall under the Maternity Benefit Act and your employer pays the full salary directly. Either way, you receive the same benefit amount — the difference is only in the funding source.
Under the 2017 amendment, an adopting mother is entitled to 12 weeks of maternity leave if the adopted child is under 3 months of age, from the date the child is handed over. A commissioning mother (in surrogacy) also gets 12 weeks from the date of handover. For adoption of a child aged 3 months or older, there is no statutory maternity leave entitlement, though individual employers may have their own policies.
Under Section 9A of the Maternity Benefit Act, a woman who has a miscarriage or medical termination of pregnancy (MTP) is entitled to 6 weeks of paid leave from the day immediately following the event. For a tubectomy operation, the entitlement is 2 weeks of paid leave from the day of the operation. Both are paid at the rate of average daily wage.
To be eligible for maternity benefit under the Maternity Benefit Act, a woman must have worked for at least 80 days in the 12 months immediately preceding the expected date of delivery. For ESI maternity benefit, the employee must have contributed to ESI for at least 70 days in the 2 preceding contribution periods. The Act applies to all establishments employing 10 or more persons (factories, mines, plantations, shops, and other establishments notified by state governments).

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