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Home›India›Central Govt Salary Slip Calculator

Central Govt Salary Slip Calculator — 7th Pay Commission

Generate your complete monthly salary slip with all earnings (Basic, DA at 60%, HRA, TA) and deductions (NPS, CGHS, CGEGIS, Professional Tax, Income Tax). Compare old vs new tax regime take-home pay. Calculate DA arrears for any revision.

Generate a detailed monthly salary slip with all earnings and deductions
Select your 7th CPC pay level (Level 1-18)
Stage 1 = entry pay. Each stage = one annual 3% increment.
%
Current rate: 60% (effective Jan 2026)
X: 50L+ population, Y: 5-50L, Z: below 5L
Yes
10% of basic+DA deducted for NPS (employees joining after 01.01.2004)
Yes
Central Government Health Scheme: ₹450/month for your level
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How to Use This Calculator

Full Salary Slip tab

Select your pay level (Level 1-18 under 7th CPC), stage/cell (1-40, each stage is one annual 3% increment), and city classification (X/Y/Z for HRA). The calculator generates a complete monthly salary slip showing all earnings (Basic Pay, DA, HRA, Transport Allowance) and deductions (NPS, CGHS, CGEGIS, Professional Tax). Toggle NPS and CGHS under "More options" if they don't apply to you.

Take-Home After Tax tab

Get your actual monthly take-home pay after income tax. Enter the same pay level and city details, then choose New or Old tax regime. For old regime, enter your Section 80C and 80D deductions. The calculator computes annual tax, monthly TDS, and compares both regimes to show which saves more. Ideal for salary planning and financial year budgeting.

DA Arrears tab

When the government announces a DA revision with retrospective effect, you receive arrears for the interim months. Enter the previous DA rate, new DA rate, and the number of arrears months. The calculator shows DA arrears, HRA arrears (if a threshold was crossed), TA arrears, and NPS deduction on arrears.

Share your result

Every input is encoded in the URL. Click Share to send your exact salary slip to a colleague, CA, or save it for later reference.

The Formula

Central government salary under the 7th CPC is computed using these formulas:

Basic Pay at Stage:
Basic = Entry Pay × 1.03(stage - 1) (rounded up to nearest ¢100)

Dearness Allowance:
DA = Basic Pay × DA Rate / 100
Current DA Rate = 60% (effective Jan 2026)

House Rent Allowance:
HRA = Basic Pay × HRA Rate
HRA Rates (DA > 50%): X = 30%, Y = 20%, Z = 10%
Minimum HRA: X = ₹5,400, Y = ₹3,600, Z = ₹1,800

Transport Allowance:
TA = Base TA × (1 + DA Rate / 100)
Base TA: Level 9+ = ₹7,200; Level 3-8 = ₹3,600; Level 1-2 = ₹1,350

Gross Salary = Basic + DA + HRA + TA

Deductions:
NPS = (Basic + DA) × 10%
CGHS = ₹250 (L1-5) / ₹450 (L6-11) / ₹650 (L12+)
CGEGIS = ₹30 (L1-5) / ₹60 (L6-11) / ₹120 (L12+)
Professional Tax = up to ₹200/month (varies by state)

Net Pay = Gross Salary − All Deductions

DA is revised twice a year based on the All India Consumer Price Index (AICPI) for Industrial Workers. When DA crosses 25% or 50%, HRA rates are automatically revised upward.

Example

Priya — Under Secretary (Level 10, Stage 1), posted in Delhi

Priya is a central government Under Secretary at Pay Level 10, entry basic pay ₹56,100, posted in New Delhi (X-class city). She wants her complete monthly salary slip for FY 2025-26 with DA at 60%.

Step 1: Earnings

Basic Pay₹56,100
DA (60%)₹33,660
HRA (30% of basic, X-class)₹16,830
Transport Allowance (₹7,200 + 60% DA)₹11,520
Gross Earnings₹1,18,110

Step 2: Deductions

NPS (10% of ₹89,760)−₹8,976
CGHS (Level 10)−₹450
CGEGIS−₹60
Professional Tax−₹200
Total Deductions−₹9,686

Step 3: Net Pay

Net Monthly Pay (in-hand)₹1,08,424
Net Annual Pay₹13,01,088 (₹13.01 L)
Govt NPS contribution (14%)₹12,566/month (additional)

Priya's monthly take-home pay before income tax is approximately ₹1,08,424. After TDS under the new tax regime, her actual in-hand would be around ₹96,000-₹99,000 depending on other deductions. The government also contributes ₹12,566/month to her NPS account.

FAQ

A central government salary slip under the 7th CPC includes earnings (Basic Pay, Dearness Allowance, House Rent Allowance, and Transport Allowance) and deductions (NPS at 10% of basic+DA, CGHS contribution, CGEGIS group insurance, Professional Tax, and income tax TDS). Some employees may also have additional allowances (like Children Education Allowance or special duty allowance) and deductions (like GPF or income tax advance). This calculator covers the standard components applicable to most central government employees.
Basic pay is determined by the 7th CPC Pay Matrix, which has 18 pay levels (Level 1 to Level 18) and up to 40 stages (cells) within each level. Level 1 starts at ₹18,000 (MTS) and Level 18 is ₹2,50,000 (Cabinet Secretary). Each stage represents one annual increment of 3%, rounded up to the nearest ₹100. When an employee is promoted to a higher level, their pay is fixed at the next higher cell in the new level or at the entry pay of the new level, whichever is higher.
HRA rates are automatically revised when DA crosses certain thresholds. At DA 0-25%: X-class cities get 24%, Y-class 16%, Z-class 8% of basic pay. When DA crosses 25% (July 2021): rates become 27%/18%/9%. When DA crosses 50% (January 2024): rates become 30%/20%/10%. Since the current DA is 60%, the highest HRA tier applies. These are the final tiers under the 7th CPC — no further HRA revision is expected until the 8th CPC is implemented.
No. This calculator is designed specifically for central government employees under the 7th CPC. State government employees have different DA rates, pay structures, HRA rates, and deduction rules that vary by state. Some states follow the central pay structure with modifications, while others have independent pay commissions. For state government salary calculation, check your state finance department's orders.
DA arrears arise when the government announces a DA revision that is effective from a past date. For example, the January 2026 DA increase to 60% was announced in March 2026, creating 2-3 months of arrears. Arrears are calculated as: (New DA amount − Old DA amount) × Number of months. If the DA revision crosses a threshold (25% or 50%), HRA arrears are also payable. NPS deduction of 10% applies on the DA arrears. Income tax on arrears may qualify for Section 89(1) relief if the arrears span a previous financial year.

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