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Commission Calculator

How much commission will I earn? Calculate flat-rate commission, tiered commission with multiple brackets, or total OTE compensation. Works with any currency.

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Total sales or deal value
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Estimates only. No taxes applied. Consult a financial adviser for personalised guidance.

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How to Use This Calculator

Tab "Basic Commission"

Enter your total sales amount and commission rate. The calculator multiplies them to show your gross commission earned. Use this for flat-rate commission plans where you earn the same percentage on every dollar.

Tab "Tiered Commission"

Enter your total sales and define three tiers with ceilings and rates. The calculator applies each rate only to the sales within that bracket, then sums them for total commission. It also shows the effective blended rate and a breakdown by tier.

Tab "OTE"

Enter your base salary, OTE (On-Target Earnings), quota, and actual sales. The calculator shows your total compensation, earned variable pay, quota attainment percentage, and how close you are to your OTE target.

The Formulas

Basic commission:
Commission = Sales Amount × Commission Rate

Tiered commission:
Commission = Σ (Sales in Tier × Tier Rate)
Effective Rate = Total Commission / Total Sales

OTE compensation:
Variable Pay = OTE − Base Salary
Total Compensation = Base + Variable Pay × (Actual Sales / Quota)

All calculations are pre-tax. Commission structures vary by employer — accelerators, decelerators, caps, and clawbacks are not included in this universal model.

Worked Examples

Example 1 — Basic: $250K sales at 6%

A sales rep closes $250,000 in deals during the quarter with a flat 6% commission rate.

Sales amount$250,000
Commission rate6%
Commission earned$250,000 × 6% = $15,000

The rep earns $15,000 in gross commission before taxes.

Example 2 — Tiered: $150K across 3 tiers

A rep has a tiered plan: 5% on the first $50K, 8% on $50K–$100K, and 12% on everything above $100K. They close $150,000.

Tier 1 (5% on first $50K)$50,000 × 5% = $2,500
Tier 2 (8% on $50K–$100K)$50,000 × 8% = $4,000
Tier 3 (12% on $100K+)$50,000 × 12% = $6,000
Total commission$2,500 + $4,000 + $6,000 = $12,500
Effective rate$12,500 / $150,000 = 8.33%

The tiered structure rewards higher sales with a progressively better rate. The blended effective rate of 8.33% is between the lowest (5%) and highest (12%) tiers.

Example 3 — OTE: $60K base, $120K OTE, 120% attainment

An account executive has a $60K base salary, $120K OTE, and a $500K annual quota. They close $600,000 (120% of quota).

Base salary$60,000
Variable pay (at 100%)$120,000 − $60,000 = $60,000
Quota attainment$600,000 / $500,000 = 120%
Earned variable pay$60,000 × 120% = $72,000
Total compensation$60,000 + $72,000 = $132,000
% of OTE achieved$132,000 / $120,000 = 110%

By exceeding quota by 20%, the AE earns $132,000 total — $12,000 more than their on-target earnings. Many real plans include accelerators that pay even more above 100%.

Understanding Commission Structures

Flat-Rate Commission

The simplest model: one percentage on all sales. Common in real estate (5–6%), insurance, and retail. Easy to understand and predict, but offers no extra incentive for exceeding targets.

Tiered Commission

Different rates apply to different sales brackets, similar to progressive tax brackets. Higher tiers reward higher performance. This structure motivates reps to push past each threshold. The effective (blended) rate always falls between the lowest and highest tier rates.

OTE (On-Target Earnings)

OTE is the total compensation a salesperson expects to earn when hitting 100% of quota. It consists of a guaranteed base salary plus a variable component (commission). The split varies by role — SDRs might be 60/40 base-to-variable, while enterprise AEs might be 50/50.

Accelerators and Decelerators

Many OTE plans include accelerators that increase the commission rate above 100% attainment (e.g., 1.5x rate above quota) and decelerators that reduce it below a threshold (e.g., 0.5x rate below 50% attainment). This calculator uses a linear model — adjust manually for non-linear plans.

Limitations

This calculator assumes: (1) no caps on commission, (2) no clawbacks for cancelled deals, (3) linear payout for OTE (no accelerators/decelerators), (4) no draws or advances. Real commission plans may include any or all of these. Use the results as a baseline estimate.

Frequently Asked Questions

For a flat rate, multiply your total sales by the commission percentage. For $250,000 at 6%, that is $15,000. For tiered plans, apply each rate only to the sales within that bracket, then add them up. The "Basic Commission" and "Tiered Commission" tabs handle both automatically.
Commission rates vary widely by industry. Real estate agents typically earn 5-6%, SaaS sales reps earn 8-12% of annual contract value, and insurance agents earn 5-20% of premiums. The "right" rate depends on deal size, sales cycle length, and the base salary offered alongside it.
OTE stands for On-Target Earnings. It is the total annual compensation (base salary plus commission) a salesperson will earn if they hit exactly 100% of their quota. An OTE of $120,000 with a 50/50 split means $60,000 base salary and $60,000 in commission at full quota attainment.
Effective rate equals total commission earned divided by total sales, expressed as a percentage. In a tiered plan with $12,500 commission on $150,000 sales, the effective rate is 8.33%. This blended rate is useful for comparing tiered plans to flat-rate offers.
No. This is a universal pre-tax commission calculator. Commission income is typically taxed as ordinary income, but the rate depends on your country, filing status, and total income. For country-specific take-home pay calculations, use the country links below the calculator.

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