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Homeโ€บCanadaโ€บMaternity Leave Calculator

Maternity & Parental Leave Calculator Canada 2025

Estimate your maternity and parental leave benefits, employer top-up income, and plan your return-to-work date. Covers EI and Quebec QPIP.

$
Your average weekly earnings x 52, before deductions
Quebec uses QPIP with higher rates instead of EI
Maternity (birth parent), Parental (either parent), or both
Standard: higher rate, shorter. Extended: lower rate, longer.
Sharing adds 5 extra weeks (standard) or 8 extra weeks (extended)
โ€”
Estimates only. Actual benefits depend on your Record of Employment and Service Canada / QPIP assessment.

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How to Use This Calculator

Tab "Leave Estimate"

Enter your annual insurable earnings and select your province (Quebec uses QPIP instead of EI). Choose your leave type โ€” maternity only, parental only, or both combined. For EI (outside Quebec), pick between standard and extended parental benefits to compare total payouts and duration.

Tab "Employer Top-Up"

Enter your normal salary, your weekly EI or QPIP benefit, your employer's top-up percentage (commonly 93%, 95%, or 100%), and the top-up duration in weeks. See how much your employer will pay, your total income during leave, and the gap versus your normal salary.

Tab "Leave Planner"

Enter your due date, maternity and parental weeks, vacation days to use before leave, and employer top-up weeks. Get a complete financial timeline showing what you receive each period and your return-to-work date.

The Formulas

EI Maternity & Parental (outside Quebec):
Maternity: 15 weeks at 55% of insurable earnings (max $695/week)
Parental standard: 35 weeks at 55% (40 if shared)
Parental extended: 61 weeks at 33% (69 if shared)
Waiting period: 1 week (no payment)
Max insurable earnings: $65,700/year

QPIP (Quebec):
Maternity: 18 weeks at 70% โ€” no waiting period
Parental: 7 weeks at 70% + 25 weeks at 55%
Paternity: 5 weeks at 70% (exclusive to father)
Max insurable earnings: $98,000/year

Employer Top-Up:
Weekly top-up = (salary / 52) x top-up% โˆ’ EI/QPIP benefit
Total top-up = weekly top-up x top-up weeks

Example

Sarah โ€” Marketing Manager in Ontario, Salary $75,000, Standard Parental Leave

Sarah earns $75,000/year ($1,442/week). She's taking maternity + standard parental leave. Her employer tops up to 93% for 17 weeks.

Weekly insurable earnings$1,442
Weekly EI benefit (55%, capped)$695
Maternity (15 weeks)$10,425
Parental standard (35 weeks)$24,325
Waiting period deductionโˆ’$695
Total EI benefits (50 weeks)$34,055
Employer top-up (17 wks at 93%)$10,982

Frequently Asked Questions

You need 600 insurable hours in the last 52 weeks to qualify for maternity and parental EI benefits. This is the same requirement across all regions of Canada. For Quebec QPIP, you need at least $2,000 in insurable earnings in the qualifying period.
Yes. Standard parental benefits are 35 weeks for one parent, or 40 weeks total if shared between both parents (the extra 5 weeks are a sharing incentive). Extended benefits are 61 weeks for one parent, or 69 weeks if shared. Each parent must apply separately and meet the 600-hour requirement.
No. Employer top-ups are not required by law. They are an optional benefit offered by some employers, typically in unionized workplaces, government, and larger companies. Common top-up rates are 93% or 95% of salary for a set number of weeks. Check your employment contract or collective agreement for details.
Standard parental benefits pay more per week (55%) over fewer weeks (35). Extended pays less per week (33%) over more weeks (61). The total payout is higher with standard. Choose extended if you want more time at home and can manage on a lower weekly income. Many parents combine extended leave with employer top-up for the first few months.
Yes, and it's a common strategy. Using vacation days before your EI claim starts means you receive full pay during that time instead of the 55% EI rate. This doesn't reduce your EI entitlement โ€” it just delays the start of your EI claim. Many parents use 2-4 weeks of vacation to start leave earlier at full pay.

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