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Homeโ€บCanadaโ€บEI Calculator

EI Calculator Canada 2025

Estimate your Employment Insurance benefits, premiums, and maternity/parental leave payments. Covers all provinces including Quebec QPIP.

$
Your average weekly earnings x 52, before deductions
Type of EI benefit you're applying for
Total hours worked in insurable employment
Affects required hours and benefit duration
$
Your total net income this tax year. Clawback if > $79,000
First-time claimants are exempt from clawback
โ€”
Estimates only. Actual benefits depend on your Record of Employment and Service Canada assessment.

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How to Use This Calculator

Tab "Benefits Estimate"

Enter your weekly insurable earnings and select the benefit type (regular, maternity, parental, or sickness). The calculator shows your weekly benefit amount, total benefits over the claim period, and the duration of benefits.

Tab "Premium Calculator"

Enter your annual salary to see your employee EI premium and employer premium (1.4x the employee rate). Quebec employees pay a reduced EI rate because QPIP covers parental benefits separately.

Tab "Maternity & Parental"

Enter your salary and choose between standard (35 weeks at 55%) or extended (61 weeks at 33%) parental benefits. See the full leave timeline including maternity weeks, weekly benefit, and total benefits for the entire leave.

The Formulas

EI benefit rate:
Weekly benefit = 55% ร— average insurable weekly earnings
Maximum weekly benefit: $695 (2025)
Maximum insurable earnings: $65,700/year

EI premiums (2025):
Employee: 1.64% ร— insurable earnings, max $1,077
Employer: 1.4 ร— employee rate = 2.296%, max $1,508

Benefit durations:
Regular: 14-45 weeks (depends on region & hours worked)
Maternity: 15 weeks at 55%
Parental standard: 35 weeks at 55%
Parental extended: 61 weeks at 33%
Sickness: 26 weeks at 55%

Waiting period: 1 week (no payment)

Example

Maria โ€” Teacher in Ontario, Salary $72,000, Going on Maternity Leave

Maria earns $72,000/year ($1,384/week). She's taking maternity + standard parental leave.

Weekly insurable earnings$1,384
Weekly benefit (55%, capped)$695
Maternity (15 weeks)$10,425
Parental standard (35 weeks)$24,325
Total benefits (50 weeks)$34,750
Annual EI premium$1,077

Frequently Asked Questions

For regular EI benefits, you need 420-700 insurable hours in the past 52 weeks, depending on your region's unemployment rate. Areas with higher unemployment require fewer hours. For maternity and parental benefits, you need 600 insurable hours. For sickness benefits, you also need 600 hours.
Yes. Under the Working While on Claim rules, you can earn up to 25% of your weekly benefit (or $50, whichever is higher) without any reduction. Earnings above that threshold are deducted dollar-for-dollar from your benefit. This encourages gradual return to work.
QPIP offers higher replacement rates: maternity is 18 weeks at 70% (vs 15 weeks at 55% federal). QPIP also provides 5 weeks of exclusive paternity benefits at 70% โ€” there is no federal equivalent. Quebec workers pay reduced EI premiums but pay separate QPIP premiums (employee: 0.494%, employer: 0.692%).

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Hourly to annual conversion and minimum wage.

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